Economics Graduate | Aspiring Risk Analyst | Data Science Enthusiast

📊 I build regulatory-compliant credit risk models and turn complex financial data into actionable insights.

• 🏫 Final Year B.Sc. Economics (Hons.) | Gokhale Institute of Politics and Economics, Pune
• 📈 Specialization: Financial Economics
• 📊 CGPA: 8.5/10
• 🔬 Research Interest: Quantitative Finance, Credit Risk Modelling, Machine Learning in Finance
• 🎯 Goal: Build a career in Risk Management / Risk Analytics

Complete Basel III / IFRS 9 compliant framework for consumer loans

Key Results:

• PD Model: AUC 0.6822, Gini 0.3644, KS 0.2647
• LGD Model: Mean LGD 95.29% (Two-stage approach)
• EAD Model: R² 0.1917
• Portfolio EL: $502.3 Million (7.54% of funded amount)

Tech Stack: Python, Pandas, Statsmodels, Scikit-learn, Matplotlib, Seaborn

DIAT Pune | Summer 2025

• Built a complete credit risk modelling framework (PD/LGD/EAD/EL) for 466,285 loans
• Developed a Basel III/IFRS 9 compliant model with scorecard
• Implemented model validation using AUC, Gini, KS, Hosmer-Lemeshow
• Created PSI/CSI monitoring for model stability

Gokhale Institute of Politics and Economics, Pune 2023 – 2027 | CGPA: 8.5/10

• Specialization: Financial Economics
• Relevant Courses: Advanced Econometrics, Multivariate Analysis

I'm actively looking for entry-level roles in Risk Management, Credit Risk Analytics, and Quantitative Finance.

⭐ If you find my work interesting, feel free to connect or reach out!